You're pre-approved for the Destiny Mastercard — See your credit limit
Apply for your Destiny bank card and manage it easily via app.
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Annual fee
$75 - $125 depending on your offer
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Credit limit
$300 initial limit, subject to increase
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Benefits
Reports to all 3 bureaus, no security deposit
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Credit score
Accepts fair or limited credit history
If you received a Destiny Mastercard offer, you're one step closer to accessing a card that helps build or rebuild your credit. The Destiny bank card offers a fixed starting limit and does not require a security deposit. Many Destiny Mastercard reviews highlight the simplicity of the approval process and account setup.
When you apply for Destiny card, you get an initial Destiny credit card credit limit of $300. This amount may vary based on your profile, and credit limit increases may be possible over time. It's a practical tool for anyone needing access to a real Mastercard without the upfront burden of collateral.
Managing your account is simple with the Destiny Mastercard app, available for both Android and iOS. From viewing statements to making payments, the mobile app offers 24/7 access to your Destiny account. Whether you're improving your score or seeking a second chance, this card can help guide your financial path.
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Bank
Genesis FS Card Services
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Website
destinycard.com
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Brand
Mastercard
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VIP Room
No
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Cashback
Not available
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Coverage
Worldwide
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Category
Credit Builder / Unsecured
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Points program
Not included
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No Security Deposit
Unsecured card access even with fair credit.
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Build Credit
Reports monthly to Equifax, Experian, and TransUnion.
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Mobile Account Access
Use the Destiny Mastercard app to manage your account.
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Fixed Initial Limit
$300 credit limit, subject to periodic review.
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Nationwide Acceptance
Use anywhere Mastercard is accepted.
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No security deposit required
Annual fee applies
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Credit reporting to all major bureaus
No cashback or rewards
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Available to users with fair or limited credit
Low initial credit limit
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Simple mobile app for payments
No intro APR
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Fast online application
Limited additional benefits
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What is the Destiny credit card credit limit?
Most users start with a $300 limit, with potential increases over time.
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How do I apply for the Destiny card?
You can apply directly through destinycard.com or via your pre-approval email.
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Does the Destiny Mastercard have an app?
Yes, the Destiny Mastercard app is available on iOS and Android.
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What credit score is required?
Applicants with fair or limited credit history are often accepted.
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Is Destiny a real bank card?
Yes, it is issued by Genesis FS and functions like a regular Mastercard.
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Visit the official Destiny website
If you have any questions regarding your credit card, visit the institution's official website.
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Important disclosures and advertising policy
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Disclaimer
We never charge any fees to release credit cards, loans or other offers. If someone asks you to pay for a financial product, report it immediately. Always read the terms on the provider’s website.
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Compensation may influence placement of products, but not our editorial opinions or rankings. Not all offers in the market are listed here.
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Editorial Note
Opinions are our own and not influenced by any bank or issuer. This content has not been reviewed or endorsed by the credit card issuer.
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Important Notice
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