Chase Sapphire Preferred: How to Apply

Learn how to apply for the Chase Sapphire Preferred card, benefits, rewards program, and improve your travel and spending experience.

With its generous sign-up bonus, 2x points on travel and dining, and flexible redemption options, it’s perfect for individuals who want to get the most out of their spending.

Whether you’re a seasoned traveler or looking for your first travel rewards card, this card offers fantastic benefits to elevate your lifestyle.

How to Apply for the Chase Sapphire Preferred

Applying for the Chase Sapphire Preferred card is quick and easy.

Follow these steps to get started and start earning valuable travel rewards.

1. Check Your Eligibility

Ensure you meet the eligibility criteria, which include being at least 18 years old, a U.S. resident, and having a good to excellent credit score (typically 700 or higher).

2. Visit the Official Chase Website

Go to the official Chase website and find the application page for the Sapphire Preferred card.

You’ll find detailed information about the card and its benefits.

3. Complete the Application Form

Fill out the application form with your personal information, including your name, address, Social Security Number (SSN), income, and employment status.

4. Review the Terms and Conditions

Read through the card’s terms, including the APR, rewards structure, and any fees.

Understanding these details will help you make an informed decision.

5. Submit Your Application

After reviewing the information, submit your application. Most applicants will receive an instant decision, though additional documentation may be required in some cases.

6. Wait for Approval and Receive Your Card

Once approved, your Chase Sapphire Preferred card will be mailed to you within 7-10 business days.

After receiving it, activate your card and start enjoying its benefits.

By following these easy steps, you can apply and start earning rewards on your travel and dining purchases.

Requirements to Apply for the Chase Sapphire Preferred

The Chase Sapphire Preferred card is ideal for individuals with good to excellent credit who want to earn valuable rewards.

Here are the basic requirements to apply for this card:

• Minimum Age of 18
  You must be at least 18 years old to apply for the Chase Sapphire Preferred.
• U.S. Residency
  The card is available to U.S. residents only.
• Good to Excellent Credit
  A credit score of 700 or higher is recommended, though approval is also based on factors such as income and debt.
• Stable Income
  You will need to provide proof of a stable income to support your credit line and ensure responsible usage.

The Chase Sapphire Preferred card is designed for individuals with good to excellent credit.

Ensure you meet the eligibility requirements for a smooth application process.

Benefits of the Chase Sapphire Preferred

The Chase Sapphire Preferred card offers a range of benefits that make it a top choice for travelers looking to maximize their rewards.

• 2x Points on Travel and Dining: Earn 2x points on all travel and dining purchases, including airfare, hotels, restaurants, and takeout.
• 100,000 Point Bonus: Earn 100,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. This is worth $1,250 toward travel through the Chase Ultimate Rewards® portal.
• 25% More Value on Travel: When you redeem your points for travel through the Chase Ultimate Rewards® portal, you’ll get 25% more value, making it easier to book flights, hotels, and other travel expenses.
• No Foreign Transaction Fees: Travel abroad without worrying about extra charges. You’ll pay no foreign transaction fees on purchases made outside of the U.S.
• Flexible Redemption Options: Points can be redeemed for travel, cashback, gift cards, or transferred to over 14 travel partners at a 1:1 ratio.

What Are the Fees, APR, and Interest Rates?

The Chase Sapphire Preferred card comes with specific fees and interest rates, which are important to understand before applying.

• Annual Fee: $95
• Introductory APR: 0% for the first 12 months on purchases
• APR: After the introductory period, variable APR of 15.99% to 22.99%, depending on your creditworthiness.
• Foreign Transaction Fee: $0
• Cash Advance Fee: 5% or $10, whichever is greater.

The Chase Sapphire Preferred card has an annual fee of $95, which is relatively low for a premium rewards card, and offers great value in terms of rewards and benefits.

Be mindful of the APR and fees associated with cash advances.

How to Maximize Rewards with the Chase Sapphire Preferred

To get the most out of your Chase Sapphire Preferred card, follow these strategies to maximize your points and rewards.

• Use Your Card for Travel and Dining: Earn 2x points on travel and dining expenses, which make up a large portion of your spending.
• Redeem Through the Chase Ultimate Rewards Portal: Get 25% more value when you redeem points through the portal for travel.
• Transfer Points to Travel Partners: Transfer points to airline and hotel partners to get the most value for your points.
• Pay Your Balance in Full: Avoid interest charges by paying your balance in full each month.

By using the Chase Sapphire Preferred card strategically, you can maximize your rewards and take full advantage of the travel perks it offers.

Network and Coverage

The Chase Sapphire Preferred card is part of the Visa network, which provides you with wide coverage and security worldwide.

As a Visa card, the Chase Sapphire Preferred is accepted at millions of locations globally.

Whether you’re shopping, dining, or traveling abroad, you can use your card with confidence at a wide range of merchants.

Additionally, Visa offers benefits like Zero Liability Protection, ensuring you’re not responsible for unauthorized purchases.

The card also comes with travel insurance and emergency assistance, providing peace of mind wherever you go.

How to Check Your Statement

Managing your Chase Sapphire Preferred card is easy with the ability to check your statement online.

Here’s how to stay on top of your spending:

1. Log in to Your Chase Account
   Visit the Chase website or use their mobile app to log into your account.
2. Navigate to the Statement Section
   Once logged in, go to the “Statements” tab to view your current billing statement.
3. Review Your Transactions
   Ensure all charges are accurate and track the points you’ve earned.

How to Activate the Card

Activating your Chase Sapphire Preferred card is quick and easy. Here’s how you can do it:

1. Activate Online: Log into your Chase account and activate your card under the “Manage Card” section.
2. Activate by Phone: Call the number on the back of your card to activate it.
3. Activate via the App: Use the Chase mobile app to activate your card quickly.

Once activated, you can start using your Chase Sapphire Preferred card and earn rewards immediately.

Contact Information for the Card

If you need assistance with your Chase Sapphire Preferred card, Chase offers several ways to get in touch.

• Phone Support: Call Chase customer service for help with any issues related to your card.
• Online Banking: Use the Chase online banking portal to manage your account and get assistance.

How to Use the Card

To maximize the benefits of your Chase Sapphire Preferred card, follow these tips to earn rewards and enjoy all the perks it offers.

• Use for Travel and Dining: Earn 2x points on travel and dining purchases, which are ideal for accumulating rewards.
• Redeem Through Chase Ultimate Rewards: Get 25% more value when you redeem points for travel.
• Take Advantage of Travel Insurance: Use the card’s travel protection features to safeguard your trips.

By using the Chase Sapphire Preferred card wisely, you can maximize your rewards and enjoy premium travel benefits while building your credit.

Why the Card is Ideal for You

The Chase Sapphire Preferred card is perfect for anyone who wants to earn valuable rewards while enjoying premium benefits.

Whether you’re a frequent traveler or someone who loves dining out, this card helps you maximize your spending with 2x points on travel and dining purchases.

Beyond rewards, it offers great perks like airport lounge access, travel credits, and comprehensive insurance protections, making it an ideal choice for those who want to enhance their travel and lifestyle.

With no foreign transaction fees, the Chase Sapphire Preferred card is also great for international travel, allowing you to earn rewards without paying extra costs.

It’s designed to help you earn points quickly, enjoy a comfortable travel experience, and give you flexibility in how you redeem your rewards.

Advantages of the Card

• 2x Points on Travel and Dining
  Earn 2x points on all travel and dining purchases, helping you quickly accumulate rewards for flights, restaurants, and other travel-related expenses.
• 100,000 Bonus Points
  After spending $4,000 within the first 3 months, you’ll earn a 100,000-point bonus, worth $1,250 toward travel. This bonus significantly boosts your points balance right from the start.
• Priority Pass Select Access for Airport Lounges
  Get access to over 1,000 airport lounges worldwide with Priority Pass Select, offering you comfort and relaxation before your flight with amenities like food, beverages, and Wi-Fi.
• Flexible Points Redemption Through Chase Ultimate Rewards®
  Redeem points for travel, gift cards, or cash back through the Chase Ultimate Rewards® portal, or transfer them to over 14 travel partners for even more options.

The Chase Sapphire Preferred card is ideal for travelers who want to earn rewards on everyday purchases and enjoy luxurious travel benefits.

With 2x points on travel and dining, a 100,000-point bonus, and Priority Pass Select lounge access, it’s the perfect card for those who value both rewards and convenience.

Apply today to start earning rewards and unlocking all the amazing benefits this card has to offer!