Wells Fargo Attune® Card: How to Apply

Learn how to apply for the Wells Fargo Attune® Card, including the application process, benefits, fees, and how it can help you earn cashback rewards and support nonprofits.

With the ability to earn unlimited 4% cashback on select categories like self-care, entertainment, and sustainable purchases, this card offers an attractive rewards structure.

Whether you want to earn rewards or contribute to a nonprofit, the Wells Fargo Attune® Card provides an easy way to give back while building your financial future.

How to Apply for the Wells Fargo Attune® Card

Applying for the Wells Fargo Attune® Card is simple, and you can start earning rewards and supporting nonprofits right away. Here’s how to apply for the card.

1. Check Your Eligibility

Before applying, ensure you meet the eligibility requirements.

You need to be at least 18 years old, a U.S. resident, and have a stable income.

A good credit score is recommended to improve your chances of approval.

2. Visit the Official Application Page

Go to the official Wells Fargo website to access the application page for the Attune® Card.

Here, you’ll find all the necessary information about the card, including its benefits and requirements.

3. Complete the Application Form

Fill out the application form with your personal information, such as your name, address, and Social Security Number (SSN).

You will also need to provide details about your employment and income.

4. Review the Terms and Conditions

Carefully read through the card’s terms, including the APR, rewards structure, and any fees.

This will ensure you understand all the costs and benefits associated with the card before proceeding.

5. Submit Your Application

Once you’ve filled in your details and reviewed the terms, submit your application.

Wells Fargo may perform a credit check to assess your eligibility.

6. Await Approval

In most cases, you will receive an immediate decision.

If additional information is needed, you may be contacted to provide supporting documentation.

7. Receive and Activate Your Card

If approved, your Wells Fargo Attune® Card will be mailed to you.

Once received, activate your card online or through the Wells Fargo mobile app to start using it.

Requirements to Apply for the Wells Fargo Attune® Card

The Wells Fargo Attune® Card is an accessible option for individuals looking to earn rewards while building or improving their credit.

Here are the basic requirements to apply for this card:

• Minimum Age of 18
  You must be at least 18 years old to apply for the Wells Fargo Attune® Card.
• U.S. Residency
  The card is available only to U.S. residents.
• Stable Source of Income
  You will need to provide information about your income source, whether it’s from employment, a stipend, or other means.
• Social Security Number (SSN)
  A valid SSN is required for the application process.

The Wells Fargo Attune® Card has simple eligibility requirements, making it a great option for anyone looking to earn rewards and support nonprofits while improving their credit.

Benefits of the Wells Fargo Attune® Card

The Wells Fargo Attune® Card comes with several attractive benefits that make it an excellent choice for credit-building and earning rewards.

Cashback Rewards

• 4% Cashback on Select Categories: Earn 4% cashback on purchases related to self-care, fitness, entertainment, and impactful purchases like public transportation or shopping at thrift stores.
• 1% Cashback on All Other Purchases: For all other purchases, you’ll earn 1% cashback, allowing you to continuously earn rewards.

$100 Cash Rewards Bonus

Earn a $100 cash rewards bonus when you spend $500 in the first 3 months of account opening. This bonus helps you kickstart your cashback journey.

No Annual Fee

Enjoy all the benefits of the Wells Fargo Attune® Card without the worry of an annual fee, making it an affordable option for everyday purchases.

Nonprofit Donation Support

When you qualify for the $100 cash rewards bonus, Wells Fargo will donate $50 to Capital Link, helping nonprofits that provide solar and battery backup power for medical facilities in need.

What Are the Fees, APR, and Interest Rates?

Understanding the fees, APR, and interest rates associated with the Wells Fargo Attune® Card is crucial for managing your finances effectively.

Here’s a breakdown of the key terms:

Interest Rates

• Purchases and Balance Transfers: 0% introductory APR for the first 12 months from account opening. After that, a variable APR ranging from 19.24% to 29.24%, based on your creditworthiness.
• Cash Advances: A variable APR of 29.99%, based on the U.S. Prime Rate.
• How to Avoid Paying Interest on Purchases: Pay your entire balance by the due date each month.

Fees

• Annual Fee: $0
• Balance Transfer Fee: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 120 days. After that, up to 5% for each balance transfer, with a minimum of $5.
• Cash Advance Fee: Either $10 or 5% of the amount of each advance, whichever is greater.
• Foreign Transaction Fee: 3% of each transaction converted to U.S. dollars.
• Late Payment Fee: None

Additional Information

• Minimum Interest Charge: If you are charged interest, the charge will be no less than $1.00.
• APR Calculation: Variable APRs are determined by adding a margin to the U.S. Prime Rate. For example, with a U.S. Prime Rate of 7.50%, the APR for purchases and balance transfers would range from 19.24% to 29.24%.

Network and Coverage

The Wells Fargo Attune® Card is part of the Mastercard network, offering wide acceptance worldwide.

As a Mastercard card, the Wells Fargo Attune® Card is accepted at millions of locations globally, both online and in-store. This global reach ensures you can earn cashback rewards wherever you shop.

The Mastercard network also provides additional benefits, such as Mastercard Global Services for emergency assistance and Mastercard ID Theft Protection to safeguard your personal information while traveling.

How to Check Your Statement?

Checking your statement regularly is important to track your spending, monitor your rewards, and stay on top of your payments.

1. Log in to Your Wells Fargo Account
   Visit the Wells Fargo website or use the mobile app to log into your account.
2. Navigate to the Statement Section
   Go to the “Statements” section of your account to view your most recent billing statement.
3. Review Your Transactions
   Check your transactions for accuracy and ensure you’ve earned the correct amount of cashback.

How to Activate the Card

Activating your Wells Fargo Attune® Card is quick and easy. Here’s how you can do it.

1. Activate Online: Log into your Wells Fargo account online and follow the prompts to activate your card.
2. Activate by Phone: Call the number provided on the back of your card to activate it.
3. Activate via the App: Open the Wells Fargo mobile app and activate your card directly from your smartphone.

Activation is simple and takes only a few minutes. Once activated, you can start earning rewards immediately.

Contact Information for the Card

If you have any questions or need assistance with your Wells Fargo Attune® Card, there are several ways to get in touch.

• Phone Support: Call Wells Fargo customer service for immediate assistance with your card.
• Online Banking: Use the Wells Fargo online portal to manage your account and get support.

How to Use the Card

To get the most out of your Wells Fargo Attune® Card, use it wisely and responsibly.

• Use for Everyday Purchases: Make regular purchases like groceries, gas, and entertainment to earn cashback.
• Activate Categories: Always activate the 4% cashback categories to maximize your rewards.
• Pay Your Bill on Time: Ensure you make payments on time to avoid late fees and interest charges.

By using the Wells Fargo Attune® Card responsibly, you can build your credit while earning valuable rewards and contributing to nonprofits.

Why the Card is Ideal for You

The Wells Fargo Attune® Card is an ideal choice for individuals who want to earn rewards while building their credit and making a positive impact.

With its flexible cashback rewards program, zero annual fee, and additional benefits like donations to nonprofits, this card offers both financial rewards and the opportunity to give back to important causes.

Advantages of the Card

• 4% Cashback on Select Categories: Earn 4% cashback on categories like self-care, sports, recreation, and impactful purchases such as public transportation and eco-friendly shopping.
• No Annual Fee: Enjoy all the rewards and benefits without the worry of paying an annual fee.
• Supports Nonprofits: Earn a $100 cash bonus and Wells Fargo will donate $50 to Capital Link, helping support resilient energy solutions for medical facilities.
• Wide Acceptance: As a Mastercard card, you can use it anywhere Mastercard is accepted, both in-store and online, providing convenience wherever you go.
• Introductory 0% APR: Take advantage of 0% APR for the first 12 months on purchases, giving you the flexibility to manage larger purchases without interest.

The Wells Fargo Attune® is perfect for individuals looking to build or improve their credit while earning cashback on purchases they make every day.

With its variety of rewards, no annual fee, and the added benefit of supporting nonprofits, this card is ideal for those who want to maximize their financial and social impact.